Terms & Conditions — Business-Class Forum

Contents

1. Acceptance of Terms
2. Your Access to the Services
3. Privacy
4. Your Use of the Services
5. Your Account and Account Security
6. Your Content
7. Third-Party Content, Advertisements, and Promotions
8. Things You Cannot Do (Prohibited Conduct)
9. Moderators
10. General Requirements (Content Standards)
11. Intellectual Property
12. Content Enforcement, Notice-and-Action, and Appeals
13. Termination
14. Notify Us of Infringers (Copyright / DMCA)
15. Indemnity
16. Disclaimers
17. Limitation of Liability
18. Changes to These Terms
19. Links to Other Websites
20. Miscellaneous

1. Acceptance of Terms

By accessing or using the Services, creating an account, posting, or otherwise participating in the Forum, you agree to these Terms and any policies referenced in them (including the Privacy Notice and Community Guidelines). If you do not agree, do not use the Services.

If you are using the Services on behalf of a company or other entity, you represent you have authority to bind that entity, and “you” includes that entity.

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2. Your Access to the Services

2.1 Eligibility

You must be at least 13 years old to use the Services (or the minimum age required in your country for online services). If you are under the age of majority where you live, you represent you have permission from a parent/guardian to use the Services.

2.2 Availability

We may change, suspend, or discontinue any part of the Services at any time. We do not guarantee the Forum will be available in all locations or at all times.

2.3 International Use

The Services may be accessed globally. You are responsible for complying with applicable local laws.

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3. Privacy

Our Privacy Notice explains how we collect, use, share, and retain information. By using the Services, you acknowledge that your content and certain profile information may be public depending on your settings and how the Forum works.

If you use cookies or similar technologies, our Cookie Notice (if any) applies.

If we acquire the Forum or its operator changes, we will inform users and update our Privacy Notice accordingly.

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4. Your Use of the Services

4.1 Community Guidelines

Your use must follow these Terms and our Community Guidelines (or Forum Rules), which are incorporated by reference. Where the Guidelines conflict with these Terms, these Terms control unless we explicitly say otherwise.

4.2 No Professional Advice

Forum content is user-generated and provided for general discussion. It is not professional advice (travel, legal, medical, financial, or otherwise). Verify information independently before acting on it.

4.3 Safety

Do not share sensitive personal data (yours or others’). You are responsible for what you publish.

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5. Your Account and Account Security

5.1 Registration

You may need an account to post or access certain features. You agree to provide accurate information and keep it updated.

5.2 Security

You are responsible for safeguarding your account credentials and for all activity on your account. Notify us promptly of suspected unauthorized access.

5.3 Account Use

You may not sell, rent, or transfer your account, or allow others to access it in a way that violates these Terms.

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6. Your Content

6.1 Your Responsibility

You are solely responsible for the content you submit, post, or display through the Services (“User Content”), including ensuring it is lawful and that you have all necessary rights to post it.

You acknowledge that public content from the Forum may be shared or referenced on social media platforms for the purpose of promoting the Services or community discussions, unless you have restricted visibility using available settings.

6.2 License You Grant to Company (UGC License)

You retain ownership of your User Content. However, by posting or submitting User Content, you grant Company a non-exclusive, worldwide, royalty-free, transferable, sublicensable license to host, store, reproduce, modify (for formatting/display), publish, display, distribute, and make available your User Content in connection with:

• operating, improving, and promoting the Services;
• displaying your content to other users and through sharing/embedding features you choose to use;
• enforcing these Terms, preventing abuse, and maintaining the safety and integrity of the Services.

This license continues for as long as your User Content is on the Services, and for a reasonable period afterward for backups, caching, legal compliance, or legitimate business purposes. If you delete content, the license ends for that content once deletion propagates, except where retention is required or permitted by law.

6.3 Moral Rights

Where allowed by law, you agree not to assert moral rights against Company or its sublicensees in a way that would prevent lawful use of your User Content under these Terms.

6.4 Your Representations

You represent and warrant that:

• you own or have the necessary rights to grant the above license;
• your User Content does not violate law, third-party rights, or these Terms.

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7. Third-Party Content, Advertisements, and Promotions

The Services may include content provided by other users or third parties (“Third-Party Content”), including links, ads, offers, or promotions. Company does not control and is not responsible for Third-Party Content, products, services, or external websites. Your dealings with third parties are between you and them.

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8. Things You Cannot Do (Prohibited Conduct)

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9. Moderators

The Forum may have moderators (including volunteers) who help enforce Community Guidelines. Moderators may remove content or restrict users consistent with the rules. Moderators are not necessarily Company employees or agents, and their views do not represent Company.

Company may take action independently of moderators.

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10. General Requirements (Content Standards)

User Content must be accurate to the best of your knowledge and must not:

• include sensitive personal data (passport numbers, payment data, etc.);
• include content that is sexually exploitative, especially involving minors (strictly prohibited);
• include non-consensual intimate imagery;
• include instructions to commit wrongdoing.

Company may apply additional category rules in Community Guidelines.

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11. Intellectual Property

11.1 Company IP

The Services, including software, design, logos, and branding, are owned by Company and/or its licensors and protected by IP laws. You may not use Company marks without permission.

11.2 Feedback

If you provide suggestions or feedback, you grant Company the right to use it without restriction or compensation.

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12. Content Enforcement, Notice-and-Action, and Appeals

12.1 Our Right to Enforce

We may (but are not obligated to) monitor, remove, or restrict access to User Content or accounts that violate these Terms, our Guidelines, or applicable law.

12.2 Notice-and-Action (Reporting Illegal Content)

We provide a mechanism to report content you believe is illegal or violates these Terms (“Notice”). A Notice should include, where possible:

• a link (URL) or clear description of the content;
• the reason you believe it is illegal or violates rules;
• supporting details sufficient to review the report;
• your contact information (unless anonymous reporting is allowed).

We may request additional information to process the report. We may remove or restrict content and may notify the involved user where required/appropriate.

12.3 Statements of Reasons / User Notification

When we take action such as removing content or suspending an account, we may provide the affected user with an explanation unless doing so would risk harm, violate law, or compromise enforcement. Notices are processed in a timely, diligent, and non-arbitrary manner.

12.4 Appeals

Where available, you may appeal moderation decisions by contacting us via the support channel referenced in the Services.

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13. Termination

13.1 By You

You may stop using the Services at any time. You may also be able to delete your account through settings (if available).

13.2 By Company

We may suspend or terminate your access or account at any time if we reasonably believe you violated these Terms, our Guidelines, or law, or to protect the Services or other users.

13.3 Effect of Termination

Upon termination, your right to access the Services ends. Sections that by their nature should survive (including licenses, disclaimers, limitation of liability, indemnity, and dispute provisions) will survive.

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14. Notify Us of Infringers (Copyright / DMCA)

Your notice should include: identification of the work, the allegedly infringing material (with URL), your contact info, a good-faith statement, and a statement under penalty of perjury that the information is accurate and you are authorized to act. We may remove content and take action against repeat infringers.

(If you have a counter-notice process, describe it here.)

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15. Indemnity

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Company and its affiliates, officers, directors, employees, agents, and licensors from claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• your use of the Services;
• your User Content;
• your violation of these Terms or applicable law;
• your infringement of any rights of another.

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16. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

Company is not responsible for User Content or Third-Party Content and does not endorse opinions posted by users.

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17. Limitation of Liability

Nothing in these Terms limits liability where such limitation is prohibited by applicable consumer protection law.

TO THE MAXIMUM EXTENT PERMITTED BY LAW:
COMPANY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES.

COMPANY’S TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) USD $100 OR (B) THE AMOUNT YOU PAID (IF ANY) TO USE THE SERVICES IN THE 12 MONTHS BEFORE THE CLAIM AROSE.

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

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18. Changes to These Terms

We may update these Terms from time to time. We will post the updated Terms and revise the “Last Updated” date. Continued use of the Services after changes become effective means you accept the updated Terms. If you do not agree, stop using the Services.

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19. Links to Other Websites

The Services may link to third-party websites, including Facebook and X (formerly Twitter). We do not control and are not responsible for them. Your use of third-party sites is subject to their terms and policies.

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20. Miscellaneous

20.1 Governing Law

These Terms are governed by the laws of the State of Delaware, USA, without prejudice to mandatory consumer protection laws applicable in your country of residence.

20.2 Dispute Resolution

Venue and jurisdiction: Except where prohibited by applicable law, you agree that any dispute, claim, or controversy arising out of or relating to the Services or these Terms will be brought exclusively in the state or federal courts located in Delaware, USA. You consent to the personal jurisdiction of those courts and waive any objection based on inconvenient forum.

Consumer rights: If you are a consumer in the EU/EEA (or another jurisdiction with mandatory consumer protections), this section does not limit any rights you may have to bring claims in your country of residence where such rights cannot be waived.

20.3 Assignment

You may not assign these Terms without Company’s consent. Company may assign these Terms (including in connection with a merger, acquisition, or sale of assets).

20.4 Entire Agreement

These Terms, plus referenced policies, are the entire agreement regarding the Services and supersede prior agreements on the same subject.

20.5 Severability

If any provision is held unenforceable, the rest remains in effect.

20.6 No Waiver

Failure to enforce a provision is not a waiver.

20.7 Notices / Contact

20.8 Language

If these Terms are translated, the English version controls to the extent permitted by law.

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